
Card fee: $1,450 annually
International transaction fee: 3.5%
2.25 points per dollar (uncapped)
200,000 bonus points added
Awarded for spending above $5,000 in the first 3 months.
Second year bonus points available for this card. Sign up for free to see the second year.
Points Pass Benefits
Redemption Value
- See the actual value of these points when redeeming rewards
- Card fees are automatically factored in
Lounge Access
No monthly subscriptions.
Things to know
Purchases at government bodies in Australia is 1 point per dollar
Card fee: $375 annually
International transaction fee: 3.5%
2 points per dollar up to $5,000 each month
1 point per dollar above $5,000 each month
130,000 bonus points added
Awarded for spending above $5,000 in the first 3 months.
Second year bonus points available for this card. Sign up for free to see the second year.
Points Pass Benefits
Redemption Value
- See the actual value of these points when redeeming rewards
- Card fees are automatically factored in
No monthly subscriptions.
Things to know
No points can be earned on spend above $50,000 per month


Card fee: $1,200 annually
International transaction fee: 3%
1.25 points per dollar up to $12,500 each month
0.5 points per dollar above $12,500 each month
150,000 bonus points added
Awarded for spending above $5,000 in the first 3 months.
Points Pass Benefits
Redemption Value
- See the actual value of these points when redeeming rewards
- Card fees are automatically factored in
Spending Categories
- See additional points for flights and international transactions offered by this card
Lounge Access
No monthly subscriptions.

Card fee: $395 annually
No international transaction fee
1.5 points per dollar up to $10,000 each month
0.5 points per dollar above $10,000 each month
120,000 bonus points added
Awarded for spending above $5,000 in the first 3 months.
Second year bonus points available for this card. Sign up for free to see the second year.
Points Pass Benefits
Redemption Value
- See the actual value of these points when redeeming rewards
- Card fees are automatically factored in
Spending Categories
- See additional points for everyday spending and flights offered by this card
Lounge Access
No monthly subscriptions.

Card fee: $300 annually
International transaction fee: 3.5%
1.5 points per dollar (uncapped)
120,000 bonus points added
Awarded for spending above $7,000 in the first 3 months.
Second year bonus points available for this card. Sign up for free to see the second year.
Points Pass Benefits
Redemption Value
- See the actual value of these points when redeeming rewards
- Card fees are automatically factored in
Spending Categories
- See additional points for flights and international transactions offered by this card
Lounge Access
No monthly subscriptions.

Card fee: $249 annually
International transaction fee: 3.5%
1.5 points per dollar (uncapped)
100,000 bonus points added
Awarded for spending above $5,000 in the first 3 months.
Points Pass Benefits
Redemption Value
- See the actual value of these points when redeeming rewards
- Card fees are automatically factored in
Spending Categories
- See additional points for everyday spending and international transactions offered by this card
No monthly subscriptions.

Card fee: $395 annually
International transaction fee: 3.5%
2 points per dollar (uncapped)
75,000 bonus points added
Awarded for spending above $4,000 in the first 3 months.
Points Pass Benefits
Redemption Value
- See the actual value of these points when redeeming rewards
- Card fees are automatically factored in
Lounge Access
No monthly subscriptions.
Things to know
Purchases at government bodies in Australia is 1 point per dollar

Card fee: $370 annually
International transaction fee: 3%
1 point per dollar up to $10,000 each month
0.5 points per dollar above $10,000 each month
100,000 bonus points added
Awarded for spending above $12,000 in the first 12 months.
Second year bonus points available for this card. Sign up for free to see the second year.
Points Pass Benefits
Redemption Value
- See the actual value of these points when redeeming rewards
- Card fees are automatically factored in
Spending Categories
- See additional points for everyday spending and international transactions offered by this card
Lounge Access
No monthly subscriptions.

Card fee: $370 annually
International transaction fee: 3%
1 point per dollar up to $10,000 each month
0.5 points per dollar above $10,000 each month
100,000 bonus points added
Awarded for spending above $12,000 in the first 12 months.
Second year bonus points available for this card. Sign up for free to see the second year.
Points Pass Benefits
Redemption Value
- See the actual value of these points when redeeming rewards
- Card fees are automatically factored in
Spending Categories
- See additional points for everyday spending and international transactions offered by this card
Lounge Access
No monthly subscriptions.
Card fee: $149 annually
International transaction fee: 3.5%
1.5 points per dollar up to $2,000 each month
0.5 points per dollar above $2,000 each month
85,000 bonus points added
Awarded for spending above $3,500 in the first 3 months.
Second year bonus points available for this card. Sign up for free to see the second year.
Points Pass Benefits
Redemption Value
- See the actual value of these points when redeeming rewards
- Card fees are automatically factored in
No monthly subscriptions.
Things to know
No points can be earned on spend above $25,000 per month

Card fee: $195 annually
International transaction fee: 3.5%
1.25 points per dollar up to $5,000 each month
0.5 points per dollar above $5,000 each month
80,000 bonus points added
Awarded for spending above $3,000 in the first 3 months.
Second year bonus points available for this card. Sign up for free to see the second year.
Points Pass Benefits
Redemption Value
- See the actual value of these points when redeeming rewards
- Card fees are automatically factored in
Spending Categories
- See additional points for everyday spending offered by this card
No monthly subscriptions.


Card fee: $450 annually
International transaction fee: 3.5%
1.25 points per dollar
70,000 bonus points added
Awarded for spending above $5,000 in the first 3 months.
Second year bonus points available for this card. Sign up for free to see the second year.
Points Pass Benefits
Redemption Value
- See the actual value of these points when redeeming rewards
- Card fees are automatically factored in
Spending Categories
- See additional points for flights offered by this card
Lounge Access
No monthly subscriptions.
Things to know
Purchases at government bodies in Australia is 0.5 point per dollar
After 100,000 points are earned in a calendar year, the earn rate changes to 1 point per dollar (excludes flight partner spending)


Card fee: $440 annually
International transaction fee: 3.5%
1.25 points per dollar (uncapped)
70,000 bonus points added
Awarded for spending above $5,000 in the first 3 months.
Second year bonus points available for this card. Sign up for free to see the second year.
Points Pass Benefits
Redemption Value
- See the actual value of these points when redeeming rewards
- Card fees are automatically factored in
Spending Categories
- See additional points for flights offered by this card
Lounge Access
No monthly subscriptions.
Things to know
Purchases at government bodies in Australia is 0.5 point per dollar

Card fee: $250 annually
International transaction fee: 3%
1 point per dollar up to $5,000 each month
0.5 points per dollar above $5,000 each month
75,000 bonus points added
Awarded for spending above $3,000 in the first 3 months.
Second year bonus points available for this card. Sign up for free to see the second year.
Points Pass Benefits
Redemption Value
- See the actual value of these points when redeeming rewards
- Card fees are automatically factored in
Spending Categories
- See additional points for everyday spending and international transactions offered by this card
No monthly subscriptions.

Card fee: $250 annually
International transaction fee: 3%
1 point per dollar up to $5,000 each month
0.5 points per dollar above $5,000 each month
75,000 bonus points added
Awarded for spending above $3,000 in the first 3 months.
Second year bonus points available for this card. Sign up for free to see the second year.
Points Pass Benefits
Redemption Value
- See the actual value of these points when redeeming rewards
- Card fees are automatically factored in
Spending Categories
- See additional points for everyday spending and international transactions offered by this card
No monthly subscriptions.


Card fee: $450 annually
International transaction fee: 3%
0.4 points per dollar up to $10,000 each month
0.25 points per dollar above $10,000 each month
90,000 bonus points added
Awarded for spending above $6,000 in the first 3 months.
Second year bonus points available for this card. Sign up for free to see the second year.
Points Pass Benefits
Redemption Value
- See the actual value of these points when redeeming rewards
- Card fees are automatically factored in
Spending Categories
- See additional points for everyday spending, flights and international transactions offered by this card
Lounge Access
No monthly subscriptions.


Card fee: $450 annually
International transaction fee: 3%
0.4 points per dollar up to $10,000 each month
0.25 points per dollar above $10,000 each month
90,000 bonus points added
Awarded for spending above $6,000 in the first 3 months.
Second year bonus points available for this card. Sign up for free to see the second year.
Points Pass Benefits
Redemption Value
- See the actual value of these points when redeeming rewards
- Card fees are automatically factored in
Spending Categories
- See additional points for everyday spending, flights and international transactions offered by this card
Lounge Access
No monthly subscriptions.


Card fee: $450 annually
International transaction fee: 3%
0.4 points per dollar up to $10,000 each month
0.25 points per dollar above $10,000 each month
90,000 bonus points added
Awarded for spending above $6,000 in the first 3 months.
Second year bonus points available for this card. Sign up for free to see the second year.
Points Pass Benefits
Redemption Value
- See the actual value of these points when redeeming rewards
- Card fees are automatically factored in
Spending Categories
- See additional points for everyday spending, flights and international transactions offered by this card
Lounge Access
No monthly subscriptions.

Card fee: $425 annually
International transaction fee: 3.5%
1 point per dollar up to $7,500 each month
0.5 points per dollar above $7,500 each month
50,000 bonus points added
Awarded for spending above $6,000 in the first 3 months.
Second year bonus points available for this card. Sign up for free to see the second year.
Points Pass Benefits
Redemption Value
- See the actual value of these points when redeeming rewards
- Card fees are automatically factored in
Spending Categories
- See additional points for flights offered by this card
Lounge Access
No monthly subscriptions.
Things to know
No points can be earned on spend above $50,000 per month

Card fee: $160 annually
No international transaction fee
2 points per dollar up to $1,500 each month
0.5 points per dollar above $1,500 each month
40,000 bonus points added
Awarded for spending above $5,000 in the first 3 months.
Second year bonus points available for this card. Sign up for free to see the second year.
Points Pass Benefits
Redemption Value
- See the actual value of these points when redeeming rewards
- Card fees are automatically factored in
No monthly subscriptions.


Card fee: $300 annually
International transaction fee: 3%
0.33 points per dollar up to $5,000 each month
0.2 points per dollar above $5,000 each month
70,000 bonus points added
Awarded for spending above $4,000 in the first 3 months.
Second year bonus points available for this card. Sign up for free to see the second year.
Points Pass Benefits
Redemption Value
- See the actual value of these points when redeeming rewards
- Card fees are automatically factored in
Spending Categories
- See additional points for everyday spending, flights and international transactions offered by this card
No monthly subscriptions.


Card fee: $300 annually
International transaction fee: 3%
0.33 points per dollar up to $5,000 each month
0.2 points per dollar above $5,000 each month
70,000 bonus points added
Awarded for spending above $4,000 in the first 3 months.
Second year bonus points available for this card. Sign up for free to see the second year.
Points Pass Benefits
Redemption Value
- See the actual value of these points when redeeming rewards
- Card fees are automatically factored in
Spending Categories
- See additional points for everyday spending, flights and international transactions offered by this card
No monthly subscriptions.


Card fee: $300 annually
International transaction fee: 3%
0.33 points per dollar up to $5,000 each month
0.2 points per dollar above $5,000 each month
70,000 bonus points added
Awarded for spending above $4,000 in the first 3 months.
Second year bonus points available for this card. Sign up for free to see the second year.
Points Pass Benefits
Redemption Value
- See the actual value of these points when redeeming rewards
- Card fees are automatically factored in
Spending Categories
- See additional points for everyday spending, flights and international transactions offered by this card
No monthly subscriptions.


Card fee: $199 annually
No international transaction fee
0.6 points per dollar up to $2,500 each month
0.15 points per dollar above $2,500 each month
60,000 bonus points added
Awarded for spending above $7,500 in the first 3 months.
Second year bonus points available for this card. Sign up for free to see the second year.
Points Pass Benefits
Redemption Value
- See the actual value of these points when redeeming rewards
- Card fees are automatically factored in
No monthly subscriptions.


Card fee: $349 in the first year, then $399 annually
International transaction fee: 3%
1 point per dollar up to $10,000 each month
0.5 points per dollar above $10,000 each month
40,000 bonus points added
Awarded for spending above $5,000 in the first 3 months.
Points Pass Benefits
Redemption Value
- See the actual value of these points when redeeming rewards
- Card fees are automatically factored in
Spending Categories
- See additional points for flights and international transactions offered by this card
Lounge Access
No monthly subscriptions.
Things to know
If you haven't earned any Qantas points with a credit card in the last 24 months you may be eligible for an additional 40,000 bonus points

Card fee: $99 annually
International transaction fee: 3%
1 point per dollar
Earn points up to $8,000 each month
40,000 bonus points added
Awarded for spending above $3,000 in the first 3 months.
Points Pass Benefits
Redemption Value
- See the actual value of these points when redeeming rewards
- Card fees are automatically factored in
Spending Categories
- See additional points for everyday spending offered by this card
No monthly subscriptions.

Card fee: $35 per month ($420 p.a.)
Monthly fee waived if you spend $4,000 each month
No international transaction fee
0.5 points per dollar (uncapped)
50,000 bonus points added
Awarded for spending above $9,000 in the first 3 months.
Second year bonus points available for this card. Sign up for free to see the second year.
Points Pass Benefits
Redemption Value
- See the actual value of these points when redeeming rewards
- Card fees are automatically factored in
Spending Categories
- See additional points for flights and international transactions offered by this card
Lounge Access
No monthly subscriptions.


Card fee: $395 annually
No international transaction fee
0.5 points per dollar up to $10,000 each month
0.17 points per dollar above $10,000 each month
50,000 bonus points added
Awarded for spending above $5,000 in the first 3 months.
Second year bonus points available for this card. Sign up for free to see the second year.
Points Pass Benefits
Redemption Value
- See the actual value of these points when redeeming rewards
- Card fees are automatically factored in
Spending Categories
- See additional points for everyday spending and flights offered by this card
Lounge Access
No monthly subscriptions.
Things to know
Requires the cardholder to convert NAB Reward Points to Velocity Points. The conversion rate has been factored into the calculation.


Card fee: $449 annually
International transaction fee: 3.5%
0.75 points per dollar up to $3,000 each month
0.25 points per dollar above $3,000 each month
40,000 bonus points added
Awarded for spending above $5,000 in the first 3 months.
Second year bonus points available for this card. Sign up for free to see the second year.
Points Pass Benefits
Redemption Value
- See the actual value of these points when redeeming rewards
- Card fees are automatically factored in
Spending Categories
- See additional points for international transactions offered by this card
No monthly subscriptions.

Card fee: $270 annually
No international transaction fee
2.5 points per dollar up to $2,000 each month
0.5 points per dollar above $2,000 each month
Bonus points available if you spend over $10,000 in the first 3 months.
Second year bonus points available for this card. Sign up for free to see the second year.
Points Pass Benefits
Redemption Value
- See the actual value of these points when redeeming rewards
- Card fees are automatically factored in
Lounge Access
No monthly subscriptions.

Card fee: $108 annually
International transaction fee: 3.5%
1 point per dollar
30,000 bonus points added
Awarded for spending above $3,000 in the first 3 months.
Points Pass Benefits
Redemption Value
- See the actual value of these points when redeeming rewards
- Card fees are automatically factored in
Spending Categories
- See additional points for everyday spending offered by this card
No monthly subscriptions.


Card fee: $350 annually
International transaction fee: 3.5%
0.5 points per dollar up to $7,000 each month
0 points per dollar above $7,000 each month
40,000 bonus points added
Awarded for spending above $7,000 in the first 3 months.
Second year bonus points available for this card. Sign up for free to see the second year.
Points Pass Benefits
Redemption Value
- See the actual value of these points when redeeming rewards
- Card fees are automatically factored in
Lounge Access
No monthly subscriptions.


Card fee: $249 annually
International transaction fee: 3.5%
1 point per dollar (uncapped)
20,000 bonus points added
Awarded for spending above $3,000 in the first 3 months.
Points Pass Benefits
Redemption Value
- See the actual value of these points when redeeming rewards
- Card fees are automatically factored in
Spending Categories
- See additional points for flights offered by this card
Lounge Access
No monthly subscriptions.
Things to know
Purchases at government bodies in Australia is 0.5 point per dollar


Card fee: $195 annually
International transaction fee: 3.5%
0.42 points per dollar up to $5,000 each month
0.17 points per dollar above $5,000 each month
40,000 bonus points added
Awarded for spending above $4,000 in the first 3 months.
Second year bonus points available for this card. Sign up for free to see the second year.
Points Pass Benefits
Redemption Value
- See the actual value of these points when redeeming rewards
- Card fees are automatically factored in
Spending Categories
- See additional points for everyday spending offered by this card
No monthly subscriptions.
Things to know
Requires the cardholder to convert NAB Reward Points to Velocity Points. The conversion rate has been factored into the calculation.

Card fee: $295 annually
International transaction fee: 3.5%
0.75 points per dollar up to $3,000 each month
0.5 points per dollar above $3,000 each month
25,000 bonus points added
Awarded for spending above $3,500 in the first 4 months.
Second year bonus points available for this card. Sign up for free to see the second year.
Points Pass Benefits
Redemption Value
- See the actual value of these points when redeeming rewards
- Card fees are automatically factored in
Spending Categories
- See additional points for flights offered by this card
No monthly subscriptions.
Things to know
No points can be earned on spend above $25,000 per month


Card fee: $95 annually
International transaction fee: 3.5%
1 point per dollar
After 12,000 points annually, earn 0.75 points per dollar
20,000 bonus points added
Awarded for spending above $3,000 in the first 3 months.
Points Pass Benefits
Redemption Value
- See the actual value of these points when redeeming rewards
- Card fees are automatically factored in
Spending Categories
- See additional points for flights offered by this card
No monthly subscriptions.
Things to know
Purchases at government bodies in Australia is 0.5 point per dollar
After a total of 12,000 Velocity Points are earned in a calendar year, your earn rate will change to 0.75 per dollar (excludes flight partner spending)

Card fee: $0 - normally $19 per month
Waived for spending over $2,000 per month
Monthly fee waiver ends on 1st Jan 2027.
International transaction fee: 3.5%
0.5 points per dollar (uncapped)
30,000 bonus points added
Awarded for spending above $4,500 in the first 3 months.
Second year bonus points available for this card. Sign up for free to see the second year.
Points Pass Benefits
Redemption Value
- See the actual value of these points when redeeming rewards
- Card fees are automatically factored in
Spending Categories
- See additional points for flights and international transactions offered by this card
Lounge Access
No monthly subscriptions.


Card fee: $295 annually
International transaction fee: 3.5%
0.5 points per dollar up to $3,000 each month
0.25 points per dollar above $3,000 each month
25,000 bonus points added
Awarded for spending above $4,000 in the first 3 months.
Second year bonus points available for this card. Sign up for free to see the second year.
Points Pass Benefits
Redemption Value
- See the actual value of these points when redeeming rewards
- Card fees are automatically factored in
Spending Categories
- See additional points for international transactions offered by this card
No monthly subscriptions.


Card fee: $320 annually
No international transaction fee
1 point per dollar up to $3,000 each month
0.2 points per dollar above $3,000 each month
Bonus points available if you spend over $35,000 in the first 5 months.
Second year bonus points available for this card. Sign up for free to see the second year.
Points Pass Benefits
Redemption Value
- See the actual value of these points when redeeming rewards
- Card fees are automatically factored in
No monthly subscriptions.

Card fee: $0 in the first year, then $195 annually
International transaction fee: 3.5%
1 point per dollar (uncapped)
Points Pass Benefits
Redemption Value
- See the actual value of these points when redeeming rewards
- Card fees are automatically factored in
Spending Categories
- See additional points for everyday spending and international transactions offered by this card
No monthly subscriptions.

Card fee: $100 annually
International transaction fee: 2.95%
1.5 points per dollar up to $1,000 each month
0.3 points per dollar above $1,000 each month
10,000 bonus points added
Awarded for spending above $4,000 in the first 3 months.
Second year bonus points available for this card. Sign up for free to see the second year.
Points Pass Benefits
Redemption Value
- See the actual value of these points when redeeming rewards
- Card fees are automatically factored in
No monthly subscriptions.


Card fee: $99 annually
International transaction fee: 3%
0.75 points per dollar up to $3,000 each month
0.4 points per dollar above $3,000 each month
8,000 bonus points added
Awarded for spending above $3,000 in the first 3 months.
Points Pass Benefits
Redemption Value
- See the actual value of these points when redeeming rewards
- Card fees are automatically factored in
Spending Categories
- See additional points for flights and international transactions offered by this card
No monthly subscriptions.


Card fee: $0 annually
International transaction fee: 3.5%
0.75 points per dollar (uncapped)
Points Pass Benefits
Redemption Value
- See the actual value of these points when redeeming rewards
- Card fees are automatically factored in
Spending Categories
- See additional points for flights offered by this card
No monthly subscriptions.
Things to know
Purchases at government bodies in Australia is 0.5 point per dollar

Card fee: $0 annually
International transaction fee: 3%
0.5 points per dollar up to $5,000 each month
0 points per dollar above $5,000 each month
Points Pass Benefits
Redemption Value
- See the actual value of these points when redeeming rewards
- Card fees are automatically factored in
No monthly subscriptions.


Card fee: $569 p.a. ($149 fixed annual fee + $35 per month)
Monthly fee waived if you spend $4,000 each month
No international transaction fee
0.17 points per dollar (uncapped)
Points Pass Benefits
Redemption Value
- See the actual value of these points when redeeming rewards
- Card fees are automatically factored in
Spending Categories
- See additional points for flights and international transactions offered by this card
Lounge Access
No monthly subscriptions.
Things to know
Requires the cardholder to convert CommBank Yello points to Qantas Points. The conversion rate has been factored into the calculation.